7% owe between $20,000 and $40,000, and 3. The goal of each is to lower the interest rate on your debt and reduce the monthly payment to a level that you can pay it off in 3-5 years. InCharge Debt Solutions | 707 followers on LinkedIn. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,046 people have written so far, and share your own experience. InCharge Debt Solutions Reviews. Menu. 7 VERIFIED COMPANY incharge. | Read 241-260 Reviews out of 1,757. If the court accepts your repayment plan, creditors are forbidden to. | Read 281-300 Reviews out of 1,726. | Read 121-140 Reviews out of 1,755 Say you have $5,000 of debt and make monthly $400 payments. Date of experience: 01 December 2021. MA. On average, residents have a credit score of 725–5 th in the country. I've tried the snowball method for the past few months but I'm not sure if it's working. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,016 people have written so far, and share your own experience. Debt management plans simplify the bill-paying experience by consolidating credit card debt into one payment at a monthly rate you can afford. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,001 customers have already said. First Name *. Consumer credit payments are consolidated into one manageable monthly amount, and IDS forwards the payment amongst the creditors. Debt Management Credit. S. Among the assistance programs offered in Georgia: PeachCare for Kids, offering low-cost or free health insurance for children up to the age of 19, can help families pay medical bills and health care expenses. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,037 customers have already said. 3. Despite his best efforts, he was unable to pay off the debt he had accumulated, which had reached $34,000. If your lender is not listed, use InCharge Debt Solutions General. 4/5 Stars with 15 Reviews: Trustpilot: 4. InCharge Debt Solutions is a 501 (c) (3) nonprofit organization that specialized in credit counseling, debt management services, bankruptcy education, housing counseling, and educational initiatives. Consumers can get a free counseling session and work on a host of financial issues, including bankruptcy and. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,036 people have written so far, and share your own experience. About Us. The national average is 61. Read Reviews from InCharge Clients on Credit Counseling, and the Debt Management Program. I entered 4 cards into it. 8% from 2019 to 2020. This included $9,800 from credit cards, $2,000 from a bank loan, and the rest in student loans. Student Loan debt: On average, New Yorkers with student loans owe approximately $38,668, which ranks sixth in the nation. Among Tennessee’s metro areas, Nashville ($70,262) was far and away the leader in median annual income — well ahead of Knoxville ($56,623), Chattanooga ($55,366) and Memphis ($54,859). Call us! (877)251-1887. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,033 customers have already said. Our Chapter 7 means test calculator helps you estimate. InCharge Debt Solutions Ratings and Reviews. Every time I have called with a question their staff have been more than helpful and nice. My years at InCharge have been an amazing journey for 12 years. For those who fall into the debt trap, InCharge Debt Solutions is a nonprofit debt counseling services that provides assistance in Arizona. Thanks to Incharge in a few months I’ll be debt free 😁. 8/10. Pays for extra features. 67 out of 5 stars. | Read 881-900 Reviews out of 1,694. | Read 1,281-1,300 Reviews out of 1,736Bankruptcy frees you from debt collection, but the headaches can linger for years. Wisconsin has the 26 th highest estimated average income at $72,154. InCharge Debt Solutions Reviews. In terms of credit card debt, Minnesota ranked 36 th in the country in 2018, with an average debt of $6,761. You can also receive relief from your debt in as little as 120 days. Medical bill consolidation does not eliminate the debt. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,036 people have written so far, and share your own experience. Jan. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,082 people have written so far, and share your own experience. 0 stars 2. | Read 661-680 Reviews out of 1,642. 00 a month for 32 months, which should have amounted to $425. Pending. Oregon Debt Statistics. Supervisor. Review Counsel Rating. 7 Dec 2022. | Read 881-900 Reviews out of 1,757. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,074 people have written so far, and share your own experience. Their hours of operation are from Monday-Friday, 8:00am-6:00pm EST. InCharge Debt Solutions Reviews. InCharge Debt Solutions Reviews. Credit card debt forgiveness: Nonprofit credit counseling agencies, like InCharge Debt Solutions, began offering credit card debt forgiveness, also called nonprofit debt settlement in 2021. | Read 1,381-1,400 Reviews out of 1,708. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,010 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,017 people have written so far, and share your own experience. | Read 721-740 Reviews out of 1,674. | Read 241-260 Reviews out of 1,702. Credit Counseling Success Stories and Reviews; How I Raised My Credit Score 200 Points in a Year; How Mike Bell Paid Off $18,000 in Credit Card Debt;. It involves a 30-minute interview with a certified counselor who gathers information about. 9 out of 5 stars. See full list on investopedia. InCharge is a non-profit organization that claims to help people with $1,000 to $50,000 in debt become debt-free in 3 to 5 years. | Read 1,701-1,719 Reviews out of 1,719. 5750 Major Blvd Suite 175, Orlando, FL 328198 reviews of InCharge Debt Solutions "Cons- I DO NOT like the fact that the customer is responsible for calling this company when the final payment is do to inform them that it will be a lesser amount then all the previous payments. Average INCHARGE DEBT SOLUTIONS hourly pay ranges from approximately $15. InCharge Debt Solutions Reviews. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. Supervisor. These experienced professionals with diverse backgrounds are elected to two-year terms of office as members of the InCharge Debt Solutions Board of Trustees. I signed up for InCharge Debt Solutions on 10/28/2019, and paid off my debt in full on 11/23/2021. InCharge Debt Solutions Reviews. However, InCharge Debt Solutions charged them at a rate of $28. InCharge Debt Solutions Reviews 2,111 • Excellent 4. Always use a reputable app with a significant online brand presence and reviews. Payoff is the debt consolidation company that seems to have your best interests at heart. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,086 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,101 people have written so far, and share your own experience. Service Area. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,029 people have written so far, and share your own experience. • 36K reviews. InCharge Debt Solutions Reviews. Debt Accepted $0 Money-Back. 3. InCharge Debt Solutions. InCharge Debt Solutions Reviews. Enrollment Specialist (Former Employee) - Orlando, FL - January 20, 2014. | Read 1,401-1,420 Reviews out of 1,660. Step 2: Debt Management Strategies. They help and guide you with the best realistic. , Suite 300, Orlando, FL 32819; Phone number 888-734-6229; email: [email protected]. Read 2 more reviews about InCharge Debt Solutions. 7 2,111 total : Most relevant SA Sandra. Best financial decision I've ever made. | Read 1,441-1,460 Reviews out of 1,699. | Read 1,221-1,240 Reviews out of 1,705. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,010 people have written so far, and share your own experience. For an organization of their size, 18 In Charge Debt Solutions complaints in three years is nothing. Previous 1 11 12 13 88 Next page. MI. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,028 people have written so far, and share your own experience. 7/5 out of 1,984 total reviews; InCharge Debt Solutions is a nonprofit credit counseling service based in Orlando, Fla. They are also a member of the Association of Independent Consumer Credit Counseling Agencies. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. That second chance solution is bankruptcy. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,023 customers have already said. Hello Sherry, Thank you for sharing your feedback on the good service you have received! I am slowly drowning under 70K in debts (plus house) and need a way out. InCharge Debt Solutions Reviews. InCharge Debt Solutions Reviews 2,017. InCharge works with lenders/credit card companies, to stop the revolving interest/payments and amortize the remaining balance of what is owed. | Read 721-740 Reviews out of 1,691. InCharge should be a better advocate for their clients & secure lower interest rates to make payoff quicker & easier. Visit Site See Review phone (888) 981-6820. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,065 people have written so far, and share your own experience. Reply from InCharge Debt Solutions. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,018 customers have already said. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. | Read 61-80 Reviews out of 1,755 A Chapter 7 bankruptcy is the most common consumer bankruptcy filing in the United States. This included $9,800 from credit cards, $2,000 from a bank loan, and the rest in student loans. InCharge Debt Solutions Reviews. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,052 customers have already said. 96% Customer Satisfaction Rating Average Credit Card Interest Rate on our program: 8. | Read 621-640 Reviews out of 1,719. The program has you pay 50-60% of your balance in fixed payments over 36 months, then the balance is forgiven. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,057 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,031 people have written so far, and share your own experience. Our pick for. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,018 people have written so far, and share your own experience. The company was founded in 1997 and offers credit counseling services to clients in 50 states (and Washington, DC). Medical bill consolidation is taking out a single loan and using it to pay off multiple medical bills. The median home value in Wisconsin is $191,600, 32 nd. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,036 customers have already said. InCharge Debt Solutions Reviews 2,111 • Excellent 4. From help with rental payments, to utilities, legal assistance, food banks, and employment opportunities, we can help you find the assistance you need. The end result is one payment to one lender, once a month. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,028 customers have already said. 86 per month, resulting in a total of $860. | Read 201-220 Reviews out of 1,719. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,089 people have written so far, and share your own experience. Military and veterans Debt minimum. Member of the NFCC Accredited by the COA. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,072 customers have already said. InCharge Debt Solutions Reviews. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,024 people have written so far, and share your own experience. Search job openings at Incharge Debt Solutions. InCharge was an excellent company to work for as they helped people financially by helping them to consolidate their unsecured debt, thus helping them lower their debt and pay off unsecured. All. One year ago, I had $15k in credit card debt. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,109 customers have already said. ← Leave Your Credit Cards at Home: How I Paid Off $32,000. | Read 1,381-1,400 Reviews out of 1,687Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,060 people have written so far, and share your own experience. Read customer service reviews of incharge. 2. This online Homebuyer education course will help you better prepare for sustainable homeownership. Avant targets customers with credit scores under 700. He started writing for InCharge Debt Solutions in 2016. Another factor that burdens older Americans is healthcare costs that increase with age. Online and over. | Read 241-260 Reviews out of 1,716. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,037 customers have already said. Credit counseling, housing counseling, bankruptcy counseling, debt management plans, and more. I was in my mid-twenties when I began. Right now I am looking for a good non-profit agency I can go to to learn about ways I can overcome my debt. InCharge Debt Solutions Reviews. | Read 1,661-1,680 Reviews out of 1,738 Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,109 people have written so far, and share your own experience. It is more affordable than a Chapter 13 bankruptcy. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,022 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,038 customers have already said. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,072 customers have already said. InCharge Debt Solutions Reviews. Find salaries. Take a closer look. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,032 people have written so far, and share your own experience. InCharge Debt Solutions. Pros. InCharge has treated me fairly and done what they promised to do. Thanks to Incharge in a few months I’ll be debt free 😁. But debt settlement usually stems from being severely delinquent or already in default, which can lower your credit score 100 points or more. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,071 customers have already said. 00 out of 5 stars. | Read 301-320 Reviews out of 1,666. InCharge Debt Solutions Reviews. PRE-FILING – $25. 7 out of 5 stars on Trustpilot. | Read 1,601-1,620 Reviews out of 1,684 I started this debt consolidation program about 5 years ago with over $12,000 in credit card debt. | Read 1,181-1,200 Reviews out of 1,698. DD. Hello Sherry, Thank you for sharing your feedback on the good service you have received! InCharge solutions gave me great advice and helped me manage my debt into one monthly payment and my life is so much easier. “My youngest is in college and that means using a card to buy books. Monday-Friday: 9 am – 10 pm ETDo you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,031 people have written so far, and share your own experience. May 8, 2023. -. The state ranks 37 th for mortgage debt at $142,993. InCharge Debt Solutions Reviews. That’s the 9th-highest in the U. Reply from InCharge Debt Solutions. Sign in. American Consumer Credit Counseling. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. •. InCharge Debt Solutions Reviews. Should you have any further questions, please do not hesitate to call me at 407-291-7770 Ext. InCharge Debt Solutions. With Incharge I set everything up along with auto pay and they handle the rest. | Read 1,461-1,480 Reviews out of 1,755. 7 Dec 2022. 51 Number of Reviews 10 info Source of Information LAST UPDATED: July 17th, 2019 InCharge Debt Solutions has been in business since 1999. It also charges a setup fee between $50 and $75. Chapter 13 allows debtors to repay all, or a significant portion, of their debts in 3-5 years under a court-ordered plan. The members of InCharge have over a decade worth of experience and adhere to the standards set by the NFCC and the COA. When I called customer service asking. Late Fees. | Read 321-340 Reviews out of 1,674. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,057 people have written so far, and share your own experience. Sincerely, Jayson W. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,032 people have written so far, and share your own experience. • 36K. I was in my mid-twenties when I began. Find jobs. (800) 296-4950. Debt Solutions offers debt relief services for individuals struggling with financ. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,087 people have written so far, and share your own experience. InCharge Debt Solutions Reviews. WalletHub. 1. Our pick for. Member agencies of the NFCC work primarily over-the-phone and. InCharge offers a debt management program that will help eliminate credit card debt. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,056 people have written so far, and share your own experience. High origination fee. | Read 61-80 Reviews out of 1,681. • 36K reviews. If you’re interested in debt settlement, then National Debt Relief is a good option. Employers / Post Job. | Read 1,461-1,480 Reviews out of 1,676. Accredited Debt Relief’s monthly costs tend to be lower in comparison. InCharge Debt Solutions Reviews. All was well until credit card companies began flagging. Hello, Looking to see what everyone thinks about InCharge Debt Solutions. 4. | Read 361-380 Reviews out of 1,684. 7%. I was challenged to learn and given an opportunity to develop from the ground up. InCharge Debt Solutions Reviews. 4. InCharge Debt Solutions has been in business since 1999. Find out what works well at INCHARGE DEBT SOLUTIONS from the people who know best. An estimated 70. Useful. | Read 681-700 Reviews out of 1,686. Read Reviews. You will determine how to qualify for a mortgage at affordable terms. InCharge Debt Solutions Reviews 2,110 • Excellent 4. We are a non-profit credit counseling agency offering free Debt Help. Updated November 19, 2023. $1,000 Program length. InCharge Debt Solutions Reviews. InCharge Debt Solutions is a 501 (c) (3) nonprofit organization offering confidential and professional credit counseling, debt management services, bankruptcy education, housing counseling and educational initiatives promoting financial literacy since 1997. | Read 1,321-1,340 Reviews out of 1,680Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,012 people have written so far, and share your own experience. InCharge offers many of the same services as the National Foundation for Credit Counseling since they are an accredited member of the NFCC. I entered 4 cards into it. | Read 1,561-1,580 Reviews out of 1,719Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,005 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,036 customers have already said. | Read 1,461-1,480 Reviews out of 1,685Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,061 people have written so far, and share your own experience. | Read 21-40 Reviews out of 1,728 Mortgage debt: The average mortgage debt in New York in 2022 was $283,954. INCHARGE DEBT SOLUTIONS Culture reviews Review this company. Last Name *. 5 InCharge Debt Solutions and are part of the new wave of debt consolidation companies that are targeting American consumers. Snapshot; Why Join Us; Jobs; 45. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,073 customers have already said. Learn about INCHARGE DEBT SOLUTIONS in popular locations. Monthly fee: $29. For everyone asking - Yes, it turns out it is legit at 2% APR, I have emails and a letter from Chase confirming it. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,036 people have written so far, and share your own experience. | Read 901-920 Reviews out of 1,722. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,026 people have written so far, and share your own experience. Snapshot; Why Join Us; 44. InCharge Debt Solutions Best Mobile Option. org Visit this website Write a review 2,111 total Filter Sort: Most relevant Daniel V 1 review MX Oct 3, 2023 Verified True Customer-Focused Support!! Grateful for how helpful and intentional they have been in finding the best debt solution for my situation! 51. InCharge Debt Solutions Reviews. Prior to signing up for the program, I was about about $19,000 in debt. US. InCharge Debt Solutions has helped over $3 million consumers pay off $3 billion. | Read 1,521-1,540 Reviews out of 1,658Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,071 people have written so far, and share your own experience. InCharge Debt Solutions Review (2. InCharge Debt Solutions is a great place to go for debt relief. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,006 people have written so far, and share your own experience. National Debt Relief. Your debt amount isn't less than $10,000: You won't be eligible if your debt amount is less than $10,000. I have 53k in credit card debt. This is lower than the national average of $5,315, however, Arkansas’s higher than average rate of poverty can have an exacerbating effect on borrowers struggling to repay debts. National Debt Relief. InCharge is approved by the US Department of. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,105 people have written so far, and share your own experience. Established in 1997. Debt settlement companies are for-profit and, therefore, you will also pay fees, and it is a negative mark on your credit report that stays for seven years. Brady, a wife, and mother of three grown children, got into debt the way millions of people do, and “stupidity” has nothing to do with it. See how customers rate their experience, satisfaction and quality of service. 86 per month, resulting in a total of $860. InCharge Debt Solutions Reviews. In September 2021, Colorado’s average mortgage debt was $297,813, the fourth-highest among all states. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,051 customers have already said. What to like: The best thing about InCharge is their credit counselors and website. The major benefits of debt consolidation include: A single monthly payment – One payment, to one source, once a month. To get started call (866) 721-3925. No phone available. LIKE us for news & tips for. Jan 27, 2021. US. Eviction Help. Sign in. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,072 people have written so far, and share your own experience. It merely shifts it from several creditors to one. Maximum loan amounts are $40,000; average interest rates range between 7. Overall, more than 40 million borrowers would qualify for the Biden Administration’s debt relief program. org. 7 Dec 2022. InCharge Debt Solutions offers free credit counseling to consumers, as well as a free consultation to help clients. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,018 customers have already said. See BBB rating, reviews, complaints, request a quote & more. InCharge Debt Solutions Reviews. Prior to signing up for the program, I was about about $19,000 in debt. Sign in. InCharge Debt Solutions appears to be a. | Read 1,401-1,420 Reviews out of 1,739Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,060 people have written so far, and share your own experience. Debt Relief Services, Debt Consolidation Services. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,057 customers have already said. Find salaries. National Debt Relief. Totally Worth It! Working with InCharge was a huge blessing! As a result of working with them I was able to pay off roughly $43,000 in debt, worry free. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,046 customers have already said. Start of main content. Best for Flexible Program Length: Accredited Debt Relief. National Debt Relief. Debt Snowball: The debt snowball method was made famous by finance guru Dave Ramsey. InCharge Debt Solutions is a great place to go for debt relief. | Read 1,741-1,755 Reviews out of 1,755Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,037 people have written so far, and share your own experience. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,005 people have written so far, and share your own experience. | Read 1,481-1,500 Reviews out of 1,655. InCharge should be a better advocate for their clients & secure lower interest rates to make payoff quicker & easier. Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,069 people have written so far, and share your own experience. Since 1997, InCharge Debt Solutions has facilitated the repayment of $3 billion in debt. InCharge Debt Solutions Reviews. Childcare and Parent Services (CAPS), through its county branches, helps low income and. Do you agree with InCharge Debt Solutions's TrustScore? Voice your opinion today and hear what 2,111 customers have already said. InCharge Debt Solutions has 119 employees. Replied to 5 out of 5 negative reviews. | Read 541-560 Reviews out of 1,705. Also, according to the BBB, all complaints show are resolved or show the company made every effort to resolve. Phone: (407) 532-5894. 7 out of 5 stars on Trustpilot. You can also receive relief from your debt in as little as 120 days. Meanwhile, Experian says that mortgage debt did increase some 2. Date of experience: 01 December 2021. | Read 1,481-1,500 Reviews out of 1,709Do you agree with InCharge Debt Solutions's 4-star rating? Check out what 2,079 people have written so far, and share your own experience. From what I gather, you can apply to. Our pick for. | Read 301-320 Reviews out of 1,734 Just got off the phone with inCharge and need some advice. Zipcode *. Phone *. InCharge Debt Solutions was founded in 1997 and is based in Orlando, FL. #1. Once I married and became a two-Income household, I used inCharge for debt consolidation.